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As a witness, you will need to declare that you are aware of the CPF member’s intention to make a nomination and specify how the request was communicated to you.
If you are ready with this information, please login with your Singpass to complete your witnessing.
You can view the video guide for more information on being a witness for a CPF nomination online.
No. Allowing your nominees and family members to access your CPF account information make it easier for them to reconcile your CPF account information and settle any post-demise matters relating to your CPF account.
This practice is also aligned with industry standards on matters such as for estate distribution under wills and distribution of assets by the Public Trustee’s Office, where details of the distribution can be provided to all beneficiaries.
Please be assured that your CPF information remains confidential while you are alive. Your nominees and family members who are eligible beneficiaries under intestacy laws can only access your CPF account information after you have passed away.
As you are no longer a Singapore Citizen / Permanent Resident, your CPF account has been automatically closed in the month following your renunciation. Any remaining CPF savings have been transferred out of your CPF account into the General Moneys of the Fund (GMF)* and stopped earning the prevailing CPF interest.
As a concession, the savings will earn interest similar to commercial bank interest rates until 31 March 2027. You are encouraged to transfer your savings to your bank account as soon as possible.
To transfer your CPF savings to your bank account, please refer to the steps here, under “Take Action”.
* The GMF is an account where CPF Board holds unclaimed monies on behalf of CPF members, nominees or beneficiaries.
With the closure of your CPF account as a non-SC/non-PR from 1 April 2024, you do not have to inform CPF Board of any changes in your mailing address. You may refer to our webpage for more information on account closure.
You may wish to contact Great Eastern Life at dps-sg@greateasternlife.com for more information on your eligibility to re-join Dependants' Protection Scheme after you have obtained Singapore Citizenship or Permanent Residency.
For member's convenience, CPF Board has developed a one-stop application form for you to apply for Dependants' Protection Scheme (DPS) and Home Protection Scheme (HPS) benefits and withdraw your CPF savings, if applicable.
To do so, you will need to:
After CPF Board receives the completed medical certification and employment information (for HPS claim, if required), you will receive an email or SMS notifying you that the application is in progress. CPF Board will notify you on the outcome of your withdrawal application and HPS claim while Great Eastern Life will notify you separately on your DPS claim outcome.
If the medical certification is to be completed by a doctor from an overseas medical institution, please write to us for assistance.
If you are mailing your documents from overseas, all documents (except for original documents) must be witnessed/certified true by an official of a Singapore Overseas Mission with his official seal/stamp duly affixed.
If you are claiming for DPS benefits only, you can submit an application to Great Eastern Life directly.
If you already have a medical report on hand, you can submit it to CPF Board through the link which will be provided after you submit an online claim form. The application form will allow you to concurrently apply for both Dependants’ Protection Scheme (DPS) and Home Protection Scheme (HPS) benefits, as well as withdrawal of CPF savings. We will assess whether the report you have provided is sufficient and inform you accordingly.
If you are claiming for DPS benefits only, you may submit the report directly to Great Eastern Life (GEL). GEL will assess whether the report you have provided is sufficient and inform you accordingly.
As an appointed donee/deputy for your next-of-kin, you can claim his insurance benefits and withdraw CPF savings due to Reduced Life Expectancy by completing this form and submitting the required documents as listed in the form. The form will allow you to concurrently apply for both Dependants’ Protection Scheme (DPS) and Home Protection Scheme (HPS) benefits, as well as withdrawal of CPF savings.
Upon receipt of the completed form and supporting document(s), CPF Board and Great Eastern Life (for DPS) will review the application and follow up with you.
Both your doctor and employer are required to submit the completed medical certification form and your employment information respectively to CPF Board within 90 days of your application. The medical certification form and employment information will be used to process claims under Dependants’ Protection Scheme (DPS) and Home Protection Scheme (HPS), if you have applied for both.
Please note that your application will be cancelled if we do not receive the supporting documents by the given deadline.
If you are applying for DPS benefits only, you can submit the supporting documents to the Great Eastern Life directly.
Upon approval of Dependants’ Protection Scheme (DPS) claim, Great Eastern Life (GEL) will disburse the DPS claim benefits to your PayNow account, which is linked to your Singapore NRIC and bank account. If you prefer not to receive your DPS claim benefits via PayNow, you may contact GEL directly. If payment made via PayNow is unsuccessful, GEL will contact you to check with you on your preferred payment mode.
You may contact Great Eastern Life directly to check on the status of your Dependants’ Protection Scheme claim application.
If you are going to nominate SNTC as a nominee, you should contact SNTC to find out the procedures to observe. This is especially important if you have specific intentions as to how you want your CPF savings to be used or allocated by SNTC (e.g. to benefit a specific SNTC trust beneficiary). If you have already nominated SNTC in your nomination and have yet to inform SNTC, please contact SNTC via enquiries@sntc.org.sg or office hotline 62789598 to inform them of your nomination.
Please ensure that SNTC is kept informed of your intentions as CPF Board is not in a position to enforce or ensure that the organisation will apply the CPF savings received in the manner you intended.
All CPF nominations must be to a legal entity. All mosques and madrasahs in Singapore are vested entities of Majlis Ugama Islam Singapura (Muis).
If you intend to nominate any mosque or madrasah, or Muis, appoint Muis as a nominee by indicating the Unique Entity Number (UEN) T08GB0028L in the ‘Registration number of organisation’ field.
Once done, inform Muis via this form https://go.gov.sg/muis-cpfnomination. This will ensure that your CPF savings are directed to your intended entity.
For more information, please contact Muis at https://www.muis.gov.sg/Contact-Info.
If your marriage is registered with the Singapore Registry of Marriages (ROM) or Registry of Muslim Marriages (ROMM)
You do not need to notify us of your marriage. However, any CPF nomination you had made previously will be revoked upon your marriage. You are strongly encouraged to make a new CPF nomination so that your CPF savings will be distributed according to your wishes.
If your marriage is not registered with ROM or ROMM
You will be required to complete the Notification of Marriage in relation to CPF Nomination form so that we are informed of your marriage. If you have a CPF nomination made before this marriage, your nomination will be revoked.
Alternatively, you can make a new nomination after getting married if you do not wish to notify us of your marriage. This new nomination will supersede any previous nomination you had made before your marriage.
If CPF Board is notified of the death before 1 February 2024
If the deceased member had appointed authorised persons in his/her CPF nomination, only the authorised persons can access his/her CPF account information.
If CPF Board is notified of the death on or after 1 February 2024
Nominees and family members who are eligible beneficiaries under intestacy laws will be able to access a deceased member's CPF account information.