What are the contribution rates for the respective Self-Help Groups?
You may refer to this page to find out the contribution rates for the respective Self-Help Groups (SHGs).
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You may refer to this page to find out the contribution rates for the respective Self-Help Groups (SHGs).
As an employer, you are expected to deduct your employees’ contributions to the Self-Help Groups (SHGs) from their wages. Employees who do not wish to contribute or wish to contribute a different amount can contact the respective SHGs for more information.
To find out which SHGs your employees should make their contributions to, you may refer to this page for more information.
The Mosque Building and Mendaki Fund (MBMF) comprises three components:
· The Mosque Building component is used to build new mosques, upgrade and redevelop current mosques.
· The Mendaki component is used to develop educational and social programmes to strengthen and uplift Malay/Muslim families.
· The Religious Education component is used to support current and future religious education needs of the Muslim community.
You are expected to request for your employee's race/religion to determine the correct Self-Help Group (SHG) to contribute to. For employees with double-barrelled race, you can refer to the first component of the double-barrelled race on your employee’s NRIC to ascertain which SHGs fund your employee should contribute to.
Employees who do not wish to contribute or wish to contribute a different amount can contact the respective SHGs for more information.
You can refer to the following examples on how to determine the correct Self-Help Group (SHG) for your employees:
Employee’s race indicated on NRIC is Indian-Chinese
As the first component of the double-barrelled race indicated in your employee’s NRIC is Indian, your employee will need to contribute to the Singapore Indian Development Association (SINDA) Fund.
However, your employee can choose to contribute to both funds, SINDA and Chinese Development Assistance Council (CDAC), by informing you of their preference.
Employee is a Muslim and race indicated on NRIC is Indian
Your employee will need to contribute to both SINDA and Mosque Building and Mendaki Fund (MBMF).
Employee is a Muslim and race indicated on NRIC is Indian-Chinese
As the first component of the double-barrelled race indicated in the NRIC is Indian and your employee is a Muslim, your employee will need to contribute to both SINDA and MBMF.
Self-Help Groups (SHGs) were set up to uplift low-income households and the less privileged, in the Chinese, Eurasian, Muslim, and Indian communities in Singapore. Your employees’ contributions to SHGs can help their respective communities.
You are expected to deduct the Self-Help Group (SHG) contributions from your employees' wages. You can pay the SHG contributions to CPF Board when making your CPF contributions.
If you have overpaid any Self-Help Group (SHG) contributions, please contact the respective SHGs directly for a refund.
Your employees who do not wish to contribute to their respective Self-Help Groups (SHGs) can contact the respective SHGs for more information.
If you have omitted or underpaid to the Self-Help Groups (SHGs), please select the following SHGs to find out how to back pay the contributions.
For Chinese Development Assistance Council (CDAC) Fund, Eurasian Community Fund (ECF) and Singapore Indian Development Association (SINDA) Fund
Please back pay starting from January of the current year, even if there were omissions for past years. Please include the omitted amounts in your next contribution submission to CPF Board.
For Mosque Building and Mendaki Fund (MBMF)
Please back pay starting from the day it was omitted (including past years’ omissions). Please include the omitted amounts in your next contribution submission to CPF Board.
For contributions paid to a wrong Self-Help Group, please submit a request to CPF Board for adjustment.
Only contributions to the Mosque Building & Mendaki Fund (MBMF) is based on your employee’s religion. Contributions to other Self-Help Groups (SHGs) are based on your employee’s race indicated on the NRIC.
Your employees are responsible to update you on any changes. Any deduction should also be reflected in your employee’s payslip so that the employees can highlight to you if the contributions are not deducted correctly for the right SHG.
Contribution to the Self-Help Group (SHG) funds are based on the total gross monthly wages, which include the 13th month wage.
Contributions to the Self-Help Group (SHG) funds are payable as long as your employee is paid wages in the month. It does not depend on the number of days worked.
For Chinese Development Assistance Council (CDAC) Fund, Eurasian Community Fund (ECF) and Singapore Indian Development Association (SINDA) Fund:
Contributions to the Self-Help Groups (SHGs) funds are payable for interns on internship programme if CPF contributions are payable. You may refer to this FAQ for more information on whether CPF contributions are payable for student employees.
Contributions to the Self-Help Groups are payable as long as there are outstanding wages payment to be made.