Your CPF savings are not covered under your will and hence cannot be distributed by way of will.

CPF savings do not form your estate (a will covers distribution of a deceased's estate) and are protected from creditor claims on any outstanding debts. This arrangement protects your CPF savings and ensures that your nominees receive your CPF savings expeditiously.

You are encouraged to make a CPF nomination if you want to distribute your CPF savings according to your wishes. Otherwise, your CPF savings will be distributed by the Public Trustee's Office (PTO) in accordance to the intestacy laws (for non-Muslims) of Singapore or the inheritance certificate (for Muslims) to your family members. Administrative fees apply and your next-of-kin would have to apply for a grant of letters of administration.