CPF savings do not form your estate and cannot be covered under an Islamic Will.

You are strongly encouraged to make your CPF nomination to ensure that your CPF savings are distributed swiftly and conveniently to your nominee(s) without any administrative fees.

Unnominated CPF savings will be held by the Public Trustee’s Office (PTO). Family members must initiate the claims process, retrieve the deceased’s Inheritance Certificate from the Syariah Court, and provide other necessary paperwork. The distribution process can take up to six months, and administration fees will be charged by the PTO and Syariah Court.

For more related questions, visit: https://ask.gov.sg/muis.