You can respond to the Claim in one of the following ways:

1. Admit the Claim: Admitting to a Claim against you means that you agree with it and do not dispute it. In such cases, you should log in to CJTS, choose the appropriate SCT Claim number and select a checkbox to admit the Claim. You will not need to attend the Consultation or the Hearing.

   However, you must attend the Consultation and make your request with supporting documents if you wish to do any of the following:

• (a) Admit only part of the claim and dispute the rest.

• (b) Admit the full claim but pay in instalments.

2. Dispute the Claim: Disputing the Claim means you do not agree with it. Even if you dispute a Claim, you must attend the Consultation, otherwise, the court may make a default Order in your absence.

3. File a Counterclaim: If you also have an eligible claim against the claimant, you may file a counterclaim. The requirements of filing a counterclaim are the same as filing a claim.

Further information on responding to a Claim can be found here: https://www.judiciary.gov.sg/civil/how-to-respond-small-claim