If the deceased held a joint account, the bank can release all the remaining balance in the account to the surviving joint account holder(s) under Right of Survivorship. The surviving joint account holders can provide the bank with a copy of the death certificate of the deceased and a copy of their NRICs. The bank will give the account balance to the surviving account holders proportionately.

In calculating the amount to be distributed by Faraid, we look at the individual contribution to the Joint Savings Account by the deceased. If we are not certain, we can request for bank statements from the bank (some charges may be incurred) and estimate to the amount likely that the deceased contributed into the joint savings account. Allahu a'lam.

For more related questions, visit: https://ask.gov.sg/muis