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Can licensees refer their patients to the relevant websites for fee-related information (e.g., MOH fee benchmarks, CPF MediSave and MediShield Life claims calculator to check on estimate claimable coverage) as part of the financial counselling?

Price Transparency Requirements, Financial Counselling

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Updated by MOH

There are no restrictions on a licensee referring a patient or a patient’s authorised representative to the relevant websites on fees related to the treatment or procedure the patient is receiving. However, for avoidance of doubt, such referrals to websites should not substitute financial counselling.


The licensee must still ensure that the patient or the patient’s authorised representative is aware of and understands the estimated price or price range, applicable subsidies, as well as the applicable MediShield Life benefits (e.g., deductible, co-insurance, claim limits, etc) and MediSave withdrawal limits for the patient’s treatment or procedure.


Licensees may share an estimate of MediShield Life payout and MediSave deduction amounts, provided that these estimates are generated by CPFB- or MOH-endorsed sources.


The licensee must obtain the patient’s or the patient’s authorised representative’s acknowledgement of receiving the financial counselling in writing (either paper record, or as an electronic record).


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