Will Identity Memo for Determination of fitness and Claims (IMDF) cover my entire medical bill?
Only investigation expenses will be fully subsidised by MINDEF, up to the point of diagnosis, and according to the serviceman's correct ward eligibility, if warded. Treatment charges incurred will be subsidised according to the serviceman's medical benefits scheme. Servicemen who request for a specific specialist will not be subsidised for the first consultation fee. Servicemen who request or consent to be upgraded will pay the difference in cost between the eligible ward and the upgraded ward. They will have to pay first and seek reimbursement since the hospitals are unable to bill MINDEF and patient's share accordingly.
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