The maximum amount of top-ups you can receive depends on your age and your CPF savings. You can easily check your top-up limit in the “Top-ups” section of your Retirement Dashboard.

If you are below 55, you can refer to the “Maximum amount you can top up using cash” to reach the Current Full Retirement Sum.

If you are 55 or above, you can refer to the “Maximum amount you can top up using cash” to reach the Current Enhanced Retirement Sum.

Here is a breakdown of how the maximum top-up amount is calculated:

Age Group	Calculation Method
Below age 55	Current Full Retirement Sum – Special Account (SA) savings – Amount withdrawn from SA for investments¹
Age 55 and above	Current Enhanced Retirement Sum – Retirement Account (RA) savings² - RA savings used for CPF LIFE premiums

¹Net SA savings withdrawn under CPF Investment Scheme for investments that have not been completely disposed of.

² Excludes, generally, interest earned, government grants received and includes retirement withdrawals.

You can refer to these examples on how the maximum top-up amount is computed.

Under a transfer order, can I request the monies to be paid to me in cash, instead of transferring to my CPF account?

Related questions

How can I ensure that my court order for a transfer order or charging order meets CPF legislations?

Can the cash balance in my Investment Account be transferred under the division of CPF savings in a divorce?

Should I do a transfer or charging order for my CPF savings?

I did not use CPF savings for the matrimonial property but pledged the property to make up my retirement sum. Can the Court order a transfer of this property to my ex-spouse?