MediShield Life is a national health insurance scheme that covers all Singapore Citizens and Permanent Residents for life. As coverage is mandatory, the benefits and premiums apply to all policyholders and there is no opting out of this scheme.

With rising healthcare costs and changes in the healthcare landscape, MediShield Life benefits and premiums have to be reviewed periodically and updated to ensure the scheme remains sustainable and relevant to the needs of Singaporeans.

The Government will continue to ensure that premiums are kept affordable for all Singaporeans and no one will lose coverage due to an inability to pay their premiums.