I am a pensioner retired from the civil service. Can I opt out of MediShield Life?

Universal lifelong coverage under MediShield Life ensures that all Singapore Residents will have assurance against large healthcare bills. It is in line with our move to a more inclusive society with stronger collective responsibility. MediShield Life coverage is mandatory for all Singapore Citizens and Permanent Residents, including those who receive benefits from their employer. This enables all Singapore Residents to share in our national risk pool and play our part in supporting our healthcare costs.
If you are a pensioner, you will also be covered under MediShield Life. To ensure that pensioners are not worse off with the introduction of MediShield Life, the Government has been helping pensioners with their MediShield Life premiums by paying for their premiums in full or by providing 2% MediSave contribution, depending on their respective medical benefit schemes.