I am below 30 and develop severe disability. Why can't I receive ElderFund now since I do not qualify for CareShield Life yet?

The focus of ElderFund is to provide protection against severe disability during old age, when Singaporeans are most likely to need long-term care.
You can tap on various other support schemes meant for families who need support for their loved ones younger than 30 and have developed severe disability, e.g. subsidies for early intervention programmes under Ministry of Social and Family Development (MSF), and subsidies for therapy services at KK Hospital and the National University Hospital.
Government-funded safety nets such as MediFund or ComCare can provide further assistance if you are unable to pay for your care even after Government subsidies and other means of support.
This information is sourced from MOH