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If I do not have enough MediSave balance, but am able to draw from my spouse's MediSave for MediSave Care, can I still qualify for ElderFund?



ElderFund is a discretionary assistance scheme targeted at assisting lower-income Singaporeans aged 30 and above who have developed severe disability and are not able to join CareShield Life or have low MediSave balances and inadequate personal savings to meet their long-term care needs.

If you are unable to meet your long-term care costs, even after receiving payouts under CareShield Life/ElderShield, MediSave Care or IDAPE, you may be considered for ElderFund on a case-by-case basis.

If you have challenges meeting your long-term care needs, you should approach the Agency for Integrated Care (AIC), or a medical social worker at your long-term care provider, for more advice and assistance.

This information provided here is sourced from the MOH website.

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