Under CareShield Life, do assessors assess an insured’s functional ability before or after the use of assistive devices?

Under CareShield Life, assessors assess an insured’s ability after the use of basic assistive devices, as this more directly measures the actual amount of assistance the insured needs from a caregiver, to help the insured with his daily activities.

However, the use of assistive devices is just one of the many considerations that assessors take into account. Other factors taken into consideration include the home and community environment, falls risk, impact of any cognitive impairment etc.

The Government provides funding for basic assistive devices through assistance such as the Senior’s Mobility Fund. We will review how we can better ensure accessibility to basic assistive devices for individuals who can benefit from them.

This information provided here is sourced from the MOH website.