You can choose to join CareShield Life but you may be required to undergo a disability assessment. You will not be eligible to join CareShield Life if you are unable to do three or more Activities of Daily Living (ADLs).

However, you can tap on Government subsidies and various Government assistance schemes such as Home Caregiving Grant and ElderFund, and MediSave Care to complement your personal savings and family support, in meeting your long-term care needs. Government assistance schemes such as the Seniors' Mobility and Enabling Fund can also help defray the cost of consumables and assistive devices.

This information is sourced from MOH