The Debt Repayment Scheme (DRS) annual fee is $300 (years 1-2) and $350 (years 3-5), that you must pay every year to stay on the scheme.

Payment deadline: Anniversary of your DRS start date

Important: If you don't pay the annual fee on time, you may be failed from DRS

Before you start

You will need:

●       Your DRS case reference number OR your NRIC number

●       A credit or debit card for payment

●       Internet access to use the online payment portal

Step 1: Go to the payment website

1.      Visit the MinLaw eServices portal: https://eservices.mlaw.gov.sg/ecoll/

2.      Read the terms and conditions

3.      Click the "Agree" button to continue

Step 2: Select your payment type

4.      Look for "Debt Repayment Scheme" in the list of services

5.      Click on "Debt Repayment Scheme"

6.      Select "DRS Payment by Debtor" from the options

Step 3: Enter your details

7.      Enter your identification:

○       Type in your DRS Case Reference number OR

○       Type in your NRIC number

8.      Click "Proceed”

9.      Check that your case details appear correctly

Step 4: Choose what to pay

10.  Select "Annual Fees" from the payment options

11.  Check that the fee amount shows as current fee: $300.00/$350.00

12.  Enter “Payer’s Name”

13.  Click "Add to Cart"

14.  Click “Checkout”

15.  At the payment summary click “Proceed to pay”

16.  Enter your email address in the Payment Status Notification section

Step 5: Make your payment

17.  Choose your payment method:

○       Credit card (Visa, Mastercard)

○       Debit card

18.  Enter your card details:

○       Cardholder name (exactly as shown on card)

○       Card number (16 digits)

○       Security code (CVV - 3 digits on back of card)

○       Expiry date (MM/YY)

○       Email address

19.  Click "Submit”

Step 6: Confirm your payment

20.  Wait for the payment confirmation page

21.  Save or print your receipt - you will need this as proof of payment

22.  Note down your transaction reference number

23.  Keep your receipt until your next payment is due

What happens after you pay

Processing time: Payment is processed within 1-2 working days

Confirmation: You will receive an email confirmation within 24 hours

Receipt: Keep your payment receipt and transaction number for your records

If you have problems with payment

Common issues and solutions:

Payment Troubleshooting

For DRS payment questions: Contact the Insolvency and Public Trustee's Office (IPTO):

●       Phone: 1800 2255 529

●       Email: https://eservices.mlaw.gov.sg/enquiry/

●       Office: 45 Maxwell Road, #07-11 The URA Centre (East Wing) Singapore 069118

Important reminders

●       Pay before the deadline: Late payment may result in failure from DRS

●       Keep your receipt: You may need it as proof of payment

●       Check your confirmation: Make sure you receive confirmation within 24 hours

●       Annual payment: You must pay this fee every year to stay on DRS

For more information about DRS, visit https://io.mlaw.gov.sg/debt-repayment-scheme/about-debt-repayment-scheme/