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There are 3 housing loan amounts (i.e. Prudent, Moderate, and Maximum) indicated in my HFE letter. Which one should I refer to?

Updated by HDB
You are eligible for any housing loan amount up to the Maximum loan amount, subject to the prevailing loan-to-value limit. However, a bigger housing loan or longer repayment period will increase your interest costs. For financial prudence, do consider taking a smaller housing loan amount and/ or a shorter repayment period.

This information is sourced from HDB.

Topics:

HDB Flat Eligibility (HFE) LetterOutcome of HFE Letter Application

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