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Updated by HDB If there are no adverse changes in your ability to service the HDB housing loan, you will remain eligible for the loan amount as stated in your HFE letter, subject to the prevailing loan-to-value limit. Otherwise, the loan amount may be reduced.
As buying a flat is a long-term financial commitment, flat buyers are encouraged to exercise prudence and buy a flat within their means. Contact us
I have a valid HFE letter. Will my HDB housing loan amount be re-assessed as my income has changed?
As buying a flat is a long-term financial commitment, flat buyers are encouraged to exercise prudence and buy a flat within their means.
This information is sourced from HDB.
Related questions
What is an HDB Flat Eligibility (HFE) letter?
There are 3 housing loan amounts (i.e. Prudent, Moderate, and Maximum) indicated in my HFE letter. Which one should I refer to?
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I have a valid HFE letter which states that I am not eligible for the Enhanced CPF Housing Grant (EHG) as I did not meet the condition of working continuously for 12 months then. I have met the condition now. Can I request for the EHG when I apply to buy a new or resale flat?
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I have an HFE letter to buy a share of an HDB flat by way of resale part-share. Can I use it to buy a new or resale flat instead?
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