Yes, you can decline the offer for a new Home Protection Scheme (HPS) cover with premium loading if it does not suit your needs. We will then consider porting your existing HPS coverage (remaining sum assured and term of loan) to your new flat, subject to eligibility conditions.

  

Find out how you can qualify for porting your previous HPS cover:

 

How do I qualify for the porting of my previous Home Protection Scheme cover to my new property?
 
Alternatively, you may also consider applying for insurance coverage from private insurers.