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What happens to my CPF savings if my nominee passes away?


Updated by CPF
There are two different outcomes when your nominee passes away.
 
#1 - If your nominee passes on BEFORE you
 
Your nominee’ share will be redistributed to surviving nominee(s) in the same proportion you have specified for them.
 
If there are no surviving nominee(s), your nomination is considered revoked, and your savings will be transferred to the Public Trustee for distribution under the intestacy or Muslim Inheritance laws.
 
We encourage CPF members to review their nominations whenever there are changes to their circumstances, such as death of nominee, and make a new CPF nomination if necessary. CPF members can consider reallocating the shares to surviving nominee(s) based on their wishes, or even include new nominees.
 
#2 - If your nominee passes on AFTER you
 
The share of CPF savings still belong to your nominee since your nominee survived you. The nominee’s share of monies would form part of his/her estate. You can also refer to the FAQ for more information.

This information is sourced from CPF.

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