How a deceased member's CPF savings will be distributed depends on whether he had made a valid CPF nomination before his passing. Please see what is covered under CPF nomination.

 

If the deceased member had made a valid CPF nomination, his remaining CPF savings will be distributed in cash to his nominee(s) according to his CPF nomination. Find out more.

 

 If the deceased member had not made a valid CPF nomination, his remaining CPF savings will be forwarded to the Public Trustee's Office (PTO) for distribution according to intestacy or Muslim Inheritance laws.

 

Under this process, beneficiaries will need to provide documentation to prove their relationship with the deceased member. As time and effort is required to identify and verify the eligible beneficiaries, the entire process may take up to six months, and will incur an administrative fee. PTO will deduct this fee from the deceased member's CPF savings, which means beneficiaries will receive a lesser amount of CPF savings.

 

Make a CPF nomination so that your CPF savings are swiftly distributed to your loved ones when you are no longer around.