For persons with disabilities below age 55, the matching grant under the Matched Retirement Savings Scheme (MRSS) will be credited into their Special Account (SA), to grow their retirement savings as per the policy objective of MRSS. This is credited at the beginning of the following year. For persons who have a Retirement Account (RA) such as those who are under the Reduced Life Expectancy (RLE) scheme, the matching grant will be credited into their RA.