You can tap on one or more of your immediate family member's MediSave for your hospitalisation expenses. Immediate family members include your spouse, children, parents, grandchildren and siblings. You must be a Singapore Citizen or Permanent Resident if you wish to tap on your grandchildren or sibling's MediSave.

 

While you can tap on your family member's MediSave, the amount you can use is still subject to the MediSave withdrawal limits, which is applied on a per hospitalisation episode basis regardless of the number of payers. If you still have outstanding hospitalisation expenses after utilising up to the MediSave withdrawal limit, you would have to pay the remainder in cash.