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I do not have enough MediSave to pay for my hospitalisation expenses. Are there other ways to pay for it?
If you do not have sufficient MediSave for your hospitalisation expenses, you may consider tapping on one or more of your immediate family member's MediSave. Immediate family members include your spouse, children, parents, grandchildren and siblings. You must be a Singapore Citizen or Permanent Resident if you wish to tap on your grandchildren or sibling's MediSave.
It is important to note that while you can tap on your immediate family members' MediSave, the amount you can use is still subject to the MediSave withdrawal limits, which is applied on a per hospitalisation episode basis. If you still have outstanding hospitalisation expenses after using up to the MediSave withdrawal limit, you would have to pay the remainder in cash.
For more information, please speak to the staff at the hospital's Business Office.
You should use your MediSave prudently to provide for your own and your approved dependant's hospitalisation needs. This is because you may require more medical care in your old age.
This information is sourced from CPF.
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