Do I have to join CareShield Life?
If you are a Singapore Citizen or Permanent Resident born in 1980 or later, you will automatically join CareShield Life on 1 October 2020 or when you turn 30, even if you have any pre-existing conditions or disabilities.
If you are a Singapore Citizen or Permanent Resident born between 1970 and 1979, you will be automatically enrolled in CareShield Life from 1 December 2021, if you are currently covered under the ElderShield 400 (ESH400) scheme and have not developed severe disability at the point of auto-enrolment. You will not be able to opt out of CareShield Life as the deadline to opt out was 31 December 2023. Find out how CareShield Life protects you for life.
If you were not auto-enrolled, you can choose to apply to join CareShield Life. You will have a 60-day free-look period from the commencement of your CareShield Life coverage, for you to consider your decision.
You will not be able to opt-out from CareShield Life after the 60 days free-look period.
This information is sourced from CPF
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