You can join CareShield Life if you are not severely disabled (i.e. unable to perform 3 or more ADLs) when the scheme commences for those born in 1979 or earlier from end-2021 onwards. Details of the application process will be provided at a later date. Some applicants may need to undergo a disability assessment. Applicants will be informed if they need a disability assessment.

To make joining CareShield Life more convenient, Singapore Citizens and Permanent Residents born in 1970 to 1979 will be auto-enrolled in CareShield Life from end-2021, if they are insured under the ElderShield 400 scheme and are not severely disabled at the point of auto-enrolment. They can opt out of CareShield Life by 31 Dec 2023 if they do not wish to join the scheme.