The maximum amount of top-ups you can receive depends on your age and your CPF savings. You can easily check your top-up limit in the “Top-ups” section of your Retirement Dashboard.

If you are below 55, you can refer to the “Maximum amount you can top up using cash” to reach the Current Full Retirement Sum.

If you are 55 or above, you can refer to the “Maximum amount you can top up using cash” to reach the Current Enhanced Retirement Sum.

Here is a breakdown of how the maximum top-up amount is calculated:

Age Group	Calculation Method
Below age 55	Current Full Retirement Sum – Special Account (SA) savings – Amount withdrawn from SA for investments¹
Age 55 and above	Current Enhanced Retirement Sum – Retirement Account (RA) savings² - RA savings used for CPF LIFE premiums

¹Net SA savings withdrawn under CPF Investment Scheme for investments that have not been completely disposed of.

² Excludes, generally, interest earned, government grants received and includes retirement withdrawals.

You can refer to these examples on how the maximum top-up amount is computed.

I have used my MediSave to pay for my medical expenses. Can my employer or insurer reimburse me in cash?

Related questions

Can I reimburse my employee/platform worker/insured in cash for a medical bill that was paid by his/her MediSave or MediShield Life?

If I had used cash, MediSave and MediShield Life for my medical bill, is there an order in which my employer or insurer should perform the reimbursement?

Must I reimburse my employee if their medical expenses were paid out of their MediSave or MediShield?

If my employee/platform worker/insured has used his/her MediSave and/or MediShield Life for medical expenses, do I need to reimburse my employee/platform worker/insured?