Original pension letter bearing the Pension Office’s letterhead, dated within six months, stating the following:  

• You are currently receiving your monthly pension payouts; and

• The guaranteed monthly pension payouts must be payable for life and only be terminated upon death. 

You can visit the Pensioner’s Portal for more information. 

Original annuity policy (administered by Monetary Authority of Singapore-registered insurance companies) bought using cash or through the CPF Investment Scheme and its terms and conditions satisfying the following conditions:  

• You are currently receiving your annuity payouts which is guaranteed for life;
• The guaranteed monthly annuity payouts must be payable and only be terminated upon death; and
• You must be the sole policyholder and sole recipient of the annuity payouts and will not be able to change the recipient of the annuity payouts in your lifetime. 

Note: Your insurer must endorse the two clauses in your policy and you will need to submit a certified true copy of the endorsement to us before you can withdraw your retirement savings: 

1. Where the Annuitant cancels the policy for cash surrender value, the Company is required to refund to the Annuitant’s CPF account an amount determined by the Board in accordance with the laws in force at the time the refund is required to be made.

2. Where a loan of the cash surrender of the policy is granted to the Annuitant, the Board shall have a first charge on the policy to secure the refund to the Annuitant’s CPF account of an amount determined by the Board in accordance with the laws in force at the time the refund is required to be made. The Company shall not be entitled to use part or all of any annuity payment to repay the outstanding loan.