The Tertiary Tuition Fee Subsidy (TTFS) is a financial scheme that MENDAKI administers on behalf of the government. The MBMF is therefore not used to fund the TTFS, Supplementary Assistance Loan Scheme (SAS loan) and the Special Malay Bursary (SMB). The SAS loan, SMB and TTFS are educational assistance which have ethnicity as one of its eligibility criteria. As these are government grants and not funded by the MBMF, MENDAKI has to adhere to specific guidelines and is not in a position to exercise any discretion.