This change follows recent audits, which found a higher risk of misuse of Child Development Account (CDA) moneys at optical shops and retail pharmacies, including unauthorised purchases that were not for the benefit of the child or his/her sibling(s). Such merchants have also provided feedback that it is challenging and onerous to implement the necessary point-of-sales checks on CDA transactions, given the retail nature of the business. Furthermore, CDA usage at these establishments was very low. The findings and review led to the decision to discontinue the use of CDA moneys at these establishments to ensure that CDA moneys is used for the benefit of the child and his/her sibling(s).