Does the PCP replace the current insurance plans that I bought for my workers, including the Foreign Worker Medical Insurance (FWMI)?
No, the Primary Care Plan (PCP) does not replace the mandatory medical insurance requirement for in-patient (hospitalisation) and day surgery such as the Foreign Worker Medical Insurance (FWMI).
The PCP only covers outpatient primary healthcare services, including consultations and treatments for:
- Acute conditions such as fever and flu
- Chronic conditions such as hypertension and diabetes
PCP will not cover in-patient (hospitalisation) and associated fees.
You are encouraged to review your workers’ medical care coverage and consider buying additional medical benefits beyond the mandated requirements according to your company’s internal policy.
This information is sourced from MOM
Related questions
Do I need to switch to Primary Care Plan (PCP) if I have an existing outpatient primary care plan for my workers?
What if my worker needs medical services outside of the Primary Care Plan (PCP)?
I have an onsite GP clinic or doctor at my worker’s workplace. Must I still buy the Primary Care Plan (PCP)?
Can my company be exempted from buying PCP if I have bought an outpatient care insurance with specialist coverage for my workers?
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