If you are concerned with being able to afford the premiums of your Integrated Shield Plan (IP) as you get older, you can consider switching to a more affordable IP, including the Standard IP. If you wish to drop your IP altogether, you will remain covered under MediShield Life.

When switching IPs, you should take into consideration factors such as your preferred ward class and affordability of premiums over the long-term. You can refer to a comparison of IP benefits and premiums at this link.   

You may also wish to speak to your financial advisor who will be able to advise on your options.