If you switch to a Standard Integrated Shield Plan (IP) with another insurer, your original IP under your original insurer will be automatically terminated.

You will also need to undergo underwriting when you switch to the plan under the new insurer. As such, you may lose coverage for existing medical conditions covered by your original plan, and may not be able to re-apply for your original coverage later.

Please speak to your financial advisor to find out more about the implications of switching insurers before making your decision. Please also highlight any medical conditions you have to your financial advisor.