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What are the Standard Integrated Shield Plan benefits?
The Standard Integrated Shield Plan (IP) covers large hospital bills and selected outpatient treatments, with coverage targeted at the Ward B1 or equivalent level at public hospitals, and has:
- Claim limits sized to fully cover 9 out of 10 Ward B1 or equivalent bills.
- Co-payment features of claim limits, deductible and co-insurance, in line with ongoing efforts to manage healthcare costs.
For more details, you may refer to the benefit schedule of the Standard IP under “Comparison of Standard IPs (for Class B1 coverage)” at go.gov.sg/moh-compare-ip.
Related questions
Why did the Government design the Standard Integrated Shield Plan (IP) to have claim limits, instead of as-charged coverage? Since it is not as-charged, is the Standard IP enough for Class B1?
Why does the Standard Integrated Shield Plan not provide additional benefits (e.g. pre- and post-hospitalisation)?
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What is the Standard Integrated Shield Plan?
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