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I already have an Integrated Shield Plan. How is MediShield Life relevant to me?

Updated by MOH

Integrated Shield Plans (IPs) comprise 2 components (i) the MediShield Life component, and (ii) the additional private insurance component that provides greater coverage intended to cover unsubsidised bills, such as those incurred from Ward A/B1 stays in public hospitals or private hospital stays.

 

If you have an IP, you already have MediShield Life, as MediShield Life is a component of your IP.

 

MediShield Life will cover all pre-existing conditions, even if they are excluded by your private insurer from the additional private insurance coverage of your IP. Should you decide to terminate your IP one day, you will remain covered by MediShield Life.   

Topics:

MediShield LifeIntegrated Shield Plans (IPs)

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What does it mean if I have an exclusion on the additional private insurance coverage component but not on the MediShield Life component? How do I find out what exclusion I have?

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With MediShield Life, will the Integrated Shield Plans cover pre-existing conditions? Can I now get coverage under Integrated Shield Plans for my pre-existing conditions?

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From other agencies

My employee is currently covered under MediShield Life. What will happen to their MediShield Life cover if I buy an Integrated Shield Plan (IP) for them?

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