What if I have an Integrated Shield Plan (IP), does the 30% Additional Premiums apply to my entire IP premiums?
Integrated Shield Plans (IPs) consist of 2 components – the MediShield Life component, sized for Ward B2/C bills, administered by the Central Provident Fund Board and the additional private insurance component for Ward A/B1 bills at public hospitals and private hospital stays, administered by private insurers.
The 30% Additional Premiums only applies to the MediShield Life component of your IP premiums.
For the additional private insurance component, IP insurers will separately assess whether to introduce exclusions or risk-loading (i.e., higher than the standard premiums) for those with pre-existing conditions.
Related questions
Why have my Integrated Shield Plan premiums increased?
Will my Integrated Shield Plan premiums be affected by changes in MediShield Life premiums?
With MediShield Life, will the Integrated Shield Plans cover pre-existing conditions? Can I now get coverage under Integrated Shield Plans for my pre-existing conditions?
I already have an Integrated Shield Plan. How is MediShield Life relevant to me?
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