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What if I have an Integrated Shield Plan (IP), does the 30% Additional Premiums apply to my entire IP premiums?

Updated by MOH

Integrated Shield Plans (IPs) consist of 2 components – the MediShield Life component, sized for Ward B2/C bills, administered by the Central Provident Fund Board and the additional private insurance component for Ward A/B1 bills at public hospitals and private hospital stays, administered by private insurers.

 

The 30% Additional Premiums only applies to the MediShield Life component of your IP premiums.

 

For the additional private insurance component, IP insurers will separately assess whether to introduce exclusions or risk-loading (i.e., higher than the standard premiums) for those with pre-existing conditions.

Topics:

MediShield LifeCoverage for pre-existing conditions

Related questions

Why have my Integrated Shield Plan premiums increased?

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1

I already have an Integrated Shield Plan. How is MediShield Life relevant to me?

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With MediShield Life, will the Integrated Shield Plans cover pre-existing conditions? Can I now get coverage under Integrated Shield Plans for my pre-existing conditions?

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Will my Integrated Shield Plan premiums be affected by changes in MediShield Life premiums?

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