A fair and compassionate approach has been adopted in identifying the Singapore Residents who will be subject to the Additional Premiums due to their serious pre-existing conditions.

The focus is on serious conditions that require intensive medical intervention to treat or manage; or have high risk of future complications or recurrence and therefore may require prolonged treatment. Within these broad categories, whether individuals with serious pre-existing conditions will be subject to Additional Premiums depends on factors such as specific nature and severity of the individual’s medical condition.

For more details on the broad categories of serious pre-existing conditions that would require Additional Premiums, click here (https://www.moh.gov.sg/managing-expenses/schemes-and-subsidies/medishield-life/coverage-for-pre-existing-conditions).