What are pre-existing conditions? What are considered serious pre-existing conditions?

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A pre-existing condition is a medical condition or illness that an individual already has before he is covered under an insurance plan.

A serious pre-existing condition is one that may require intensive medical intervention to treat or manage; or have high risk of future complications or recurrence, and therefore may require prolonged treatment.

What are pre-existing conditions? What are considered serious pre-existing conditions?

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