What are pre-existing conditions? What are considered serious pre-existing conditions?
A pre-existing condition is a medical condition or illness that an individual already has before he is covered under an insurance plan.
A serious pre-existing condition is one that may require intensive medical intervention to treat or manage; or have high risk of future complications or recurrence, and therefore may require prolonged treatment.
Related questions
What are the serious pre-existing conditions that will be subject to Additional Premiums?
For those with serious pre-existing conditions, why do they have to pay Additional Premiums? What is the reason for setting it at 30% over 10 years? Would this be too onerous for some?
What are some examples of pre-existing health conditions that are not so severe, which may now be eligible for Home Protection Scheme coverage, subject to premium loading?
For those with serious pre-existing conditions, why do they have to pay Additional Premiums for MediShield Life?
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