All Singapore Citizens and Permanent Residents are automatically covered under MediShield Life. No application is required.

If you are covered by MediShield Life only, when your plan is up for annual renewal, the current payer (who may be yourself or your family member) will receive a letter from the Central Provident Fund (CPF) Board with details about your MediShield Life premiums and subsidies.

If you are covered by an Integrated Shield Plan (IP), when your IP is up for annual renewal, the current payer (who may be yourself or your family member) will receive a letter from your private insurer with details about your premiums and subsidies. You will receive subsidies for the MediShield Life portion of your IP if you are eligible.