If you were approved for Additional Premium Support (APS) before CareShield Life (CSHL) implementation and have purchased an active-paying ElderShield (ESH) supplement, you will continue to receive APS for premiums for the two years after the approval. However, your APS will cease immediately if you purchase an Integrated Shield Plan (IP).

If you purchase an active-paying ESH / CSHL Supplement after CSHL implementation, you will not be eligible for APS. This is to ensure that APS is targeted at members who are needy and have financial difficulties.

Should you have difficulty paying the premiums for your IP or active-paying ESH/ CSHL Supplement, you may wish to approach your financial advisor to review your health insurance coverage based on your care preferences and long-term affordability of the plans.