What is the pro-ration factor? How does it affect my claim?
As private hospital bills and Ward A/B1 bills in public hospitals are generally higher than the Ward B2/C bills that MediShield Life is designed for, they are pro-rated to the equivalent level of a Ward B2/C bill before MediShield Life payouts are computed. This ensures comparable payouts for subsidised and private patients.
Related questions
What are the options for me if I am the 1 in 10 whose subsidised bill is not fully covered by MediShield Life and MediSave?
With the introduction of MediShield Life, should I continue to stay on my Integrated Shield Plan?
What are the hospitalisation and outpatient treatment benefits under MediShield Life?
How did the Government decide what should be covered under MediShield Life in this review?
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