What is the difference between the inpatient and outpatient deductible? Do I have to pay both the inpatient and outpatient deductible if I seek treatments in both settings?
The inpatient deductible is applicable for inpatient treatments, while the outpatient deductible will only apply for outpatient treatments.
The deductible paid for inpatient treatments in a policy year would also count towards the outpatient deductible and vice versa.
For example, if a patient has paid at least $500 towards their deductible in the inpatient setting in a policy year, they would have fulfilled the outpatient deductible for the same policy year.
Related questions
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What is the difference between the inpatient and outpatient deductible? Do I have to pay both deductibles if I seek treatments in both settings?
How much is the outpatient deductible? Will I need to pay more out-of-pocket for outpatient consultation?
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