You can terminate your ElderShield via the Termination of ElderShield e-Service if you do not wish to continue to be covered under the scheme. However, you will lose all existing benefits, and you may have to go for a medical assessment if you wish to join CareShield Life. We encourage you to consider keeping your ElderShield policy to ensure you continue to have basic protection for long-term care. 

This information is sourced from MOH