I am receiving other disability assistance schemes such as Pioneer Generation Disability Assistance Scheme/Home Caregiving Grant. Can I qualify for CareShield claims?

Pioneer Generation Disability Assistance Scheme (PioneerDAS) and Home Caregiving Grant (HCG) are moderate disability schemes, where the individual only needs to always require some assistance with three or more Activities of Daily Living. CareShield Life and ElderShield are severe disability schemes, where the individual needs to be unable to perform three or more Activities of Daily Living (i.e. require significant assistance) in order to make a claim.  

As the eligibility criteria for CareShield Life and ElderShield are stricter, insureds who are eligible for CareShield Life/ElderShield claims can automatically receive PioneerDAS or HCG payouts without going for a separate assessment (subject to meeting the other non-disability eligibility criteria for these schemes).

This information provided here is sourced from the MOH website.