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I am using a family member’s MediSave to pay for my CareShield Life’s premium as I do not have a CPF account. What happens when my family member passes away?



Your CPF account will be automatically created when you  make a top-up to MediSave using cash via CPF e-Cashier with your Singpass (select “Contribute to My MediSave”).

Alternatively, other family members* can apply to take over as your premium payer using his/her MediSave. To do so, he/she may visit the Change Premium Payer e-Service and log in using his/her own Singpass to complete the “Change Premium Payer” transaction.  

*Family member refers to the Insured's spouse, parents, children, siblings, or grandchildren.

Those who are unable to afford their CareShield Life premiums even after premium subsidies and have limited family support will be invited to apply for Additional Premium Support. No one will lose coverage under CareShield Life due to an inability to pay premiums.

This information provided here is sourced from the MOH website.

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