I am born in 1979 or earlier. Will the premiums I had already paid under ElderShield be taken into account when I join CareShield Life?
ElderShield premiums that ElderShield 300/400 insureds have already paid will be taken into account when computing their CareShield Life premiums. ElderShield Supplement premiums will not be taken into account when computing CareShield Life premiums. ElderShield Supplements provide coverage beyond ElderShield, and their benefits will continue to be recognised even if an ElderShield insured upgrades to CareShield Life, as long as the insured continues paying his Supplement premiums and does not terminate his Supplement coverage.
This information provided here is sourced from the MOH website.
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