Why are Singaporeans not covered by CareShield Life from birth?
The priority of CareShield Life is to provide protection against severe disability during old age, when Singaporeans are most likely to need long-term care.
There are various support schemes for families who need support for their loved ones who are younger than the starting age (of 30) for CareShield Life but have developed severe disability, e.g. subsidies for early intervention programmes under the Ministry of Social and Family Development (MSF), and subsidies for therapy services at KK Hospital and the National University Hospital.
Government-funded safety nets such as MediFund or ComCare can provide further assistance to Singaporeans who are unable to pay for their care even after Government subsidies and other means of support.
This information provided here is sourced from the MOH website.
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