in
If I switch from a higher coverage Integrated Shield Plan (IP) to the Standard (IP) with the same insurer, will I need to go through additional underwriting and will my previous exclusions remain?
moh
If you are intending to switch to a plan with lower coverage within the same insurer, you will not need to go through additional underwriting*.
However, any exclusions on medical conditions you had on your original Integrated Shield Plan (IP) will be retained when you switch to a new plan.
You may wish to speak to your financial advisor who will be able to advise on your options.
*However, if you are on a higher coverage IP and had gone through moratorium underwriting, you will need to go through underwriting to switch to the Standard IP.
This information provided here is sourced from the MOH website.
Let other citizens know if this answer was helpful
Did this answer your question?Related Questions
I want to get the Standard Integrated Shield Plan (IP) but my insurer’s premiums are higher than other insurers. Should I switch to a Standard IP under another insurer?
from MOHIf I downgrade to a lower coverage Integrated Shield Plan (IP) or to MediShield Life, or switch to an IP with another insurer, will I need to go through health assessment/ underwriting again?
from MOHCan I upgrade to a higher coverage Integrated Shield Plan (IP) in future, if I buy the Standard IP now?
from MOHCan I get a pro-rated refund of the premiums for my original Integrated Shield Plan (IP) if I downgrade or switch from a higher coverage plan to the Standard IP before my premium renewal date?
from MOH
Can’t find what you’re looking for?