The use of Annual Value / Multiple Property Ownership as an assessment criterion for MediShield Life premium subsidies will overlook ‘asset-rich, cash-poor’ citizens. Will there be any flexibility that can be extended to these citizens if they face difficulty with their premiums?

In general, Government subsidies should be targeted at those in greater need. The assessment approach for MediShield Life Premium Subsidies uses the household monthly income per person and Annual Value (AV) of homes as a way to assess the household’s means and better target these subsidies. In addition, those who own multiple properties will not be eligible for Premium Subsidies.

The household assessment process strikes a balance between being more precise in assessing applicants’ means and keeping the process simpler for applicants and administratively practical. While the approach is not perfect, it provides us with a fair and objective basis to take a person's income and wealth into consideration.

Singaporeans with difficulties affording their premiums even after government subsidies, MediSave and family support can apply for Additional Premium Support. We will take into account any extenuating circumstances when assessing the application.

This information provided here is sourced from the MOH website.