You should ensure that:

• You understand your responsibilities as a surety;

• You receive a copy of the Note of Contract at the time that the loan is granted to the borrower;

• The moneylender has explained the terms in the Note of Contract in a language that you understand; and

• The moneylender does not keep your NRIC card or any other personal ID documents (e.g. driver’s licence, passport).

• The moneylender does not acquire any information that contains passwords to your user accounts (e.g. Singpass account, Internet banking account, email account).